Introduction

The California Housing Finance Agency will be the administrator for the California Dream for All program, as laid out in Senate Bill 197. CalHFA is authorized to provide shared-appreciation loans to help low and moderate income first-time homebuyers achieve homeownership. The shared appreciation loans will provide funding to assist with down payments and closing costs.

How it works

The California Dream Home Shared Appreciation Loan Program is a unique opportunity for aspiring first-time homebuyers to achieve their dreams of owning a home in California. With this program, you can secure up to 20% of your down payment, reducing your monthly mortgage payments and making homeownership achievable. Moreover, the program’s shared appreciation feature means that you’ll benefit from any increase in your home’s value over time, allowing you to build equity and invest in your future. As a first-time homebuyer, the California Dream Home Shared Appreciation Loan Program can help you achieve your goals while providing financial flexibility and stability for years to come. Don’t miss out on this incredible opportunity to make your California dream home a reality.

Register with an Approved Lender and Realtor

To make this a smooth and successful process, it is crucial that you work with an approved lender and realtor. These professionals have the expertise and knowledge necessary to guide you through the home-buying process and ensure that you get the best deal possible. By registering with an approved lender and realtor, you can rest assured that you are making an informed decision that will lead you to your Dream Home. Don’t delay – take the first step towards your Dream today by registering with an approved local lender and realtor using the form below!